Folks Finance
A cross-chain lending protocol with a live governance token and multi-season user incentives.
Status: ACTIVE · Risk: HIGH
Quick take
- Folks says points earned after the Season 1 snapshot already count toward future airdrop seasons, but current earning weights are not fully documented.
- Points and XP are changeable and do not imply a token unless the official rules say so explicitly.
⚠️Not financial advice. DeFi is risky. Verify information and understand risks before depositing funds.
Links
Sources
- Official website: https://folks.finance/
- App: https://app.folks.finance/
- Docs: https://docs.folks.finance/
- X / Twitter: https://x.com/FolksFinance
Always verify URLs in official sources. Phishing domains often look almost identical.
Editorial notes
- Season 1 claims are closed. This row tracks post-snapshot points for future seasons, not the expired Season 1 claim.
Programs / Timeline
Future Season Points
Started Oct 24, 2025
Reward: POINTS·Status: ACTIVE·Verification: PARTIAL·Related token: Live (FOLKS)
Folks says points earned after the Season 1 snapshot already count toward future airdrop seasons, but current earning weights are not fully documented.
How points are earned
- Use currently eligible Folks products and campaigns
- Track the official Folks leaderboard and campaign pages
Key risks and unknowns
- Lending and cross-chain activity add smart-contract, liquidation, and bridge risk.
- Future season scoring and minimum eligibility are not fully published.
- A live FOLKS token does not make later distributions guaranteed.
Season 1 claims are closed. This row tracks post-snapshot points for future seasons, not the expired Season 1 claim.
Risk disclaimers
- Lending and cross-chain activity add smart-contract, liquidation, and bridge risk.
- Future season scoring and minimum eligibility are not fully published.
- A live FOLKS token does not make later distributions guaranteed.
- Not financial advice. Verify official URLs and current terms before interacting.